Group Products

TBS has an extensive offering of group insurance products available to businesses with 100 employees or more. These products are customizable to the client. We also have individual products for companies of less than 100 employees. Regardless of the right solution for your client or employees we have a solution to address your needs.

  • Your paycheck helps you maintain your current way of life. If you find yourself unable to work, short-term disability insurance will provide cash to help ease the financial stress of a covered illness or injury. Guaranteed-issue is available for select products, which means no underwriting questions.

  • Accident insurance policies help provide support when life’s most unexpected moments arrive. Supplemental accident insurance is meant to be purchased in addition to your primary policy. It helps pay the bills that your major medical insurance doesn’t completely cover.

    This helps provide peace of mind when new and unexpected injury costs occur. This gives you extra support and financial relief during these covered accidents.

  • Critical illness insurance to help with the treatment costs of life-changing illnesses and health events, so you can stay focused on recuperation.

  • Hospital insurance helps with the expenses not covered by major medical, which can help prevent high deductibles and out‐of‐pocket expenses from derailing your life plans. Choosing the right combination of benefits can be hard.

  • If something happened to you, would the financial future of your loved ones be protected? Help ease your mind with coverage that you and your family can rely on.

  • Good oral care is a key step in maintaining your overall health. But dental care can be expensive. Even cleaning and X-rays could strain your budget – and if a checkup reveals more serious issues, the costs could quickly become overwhelming.

  • Vision correction is just one reason for an eye exam. Your eye doctor may even spot other conditions such as high blood pressure or diabetes – and that’s when treatment may be most effective. If you have children, they should also have regular vision screenings. After all, healthy eyes may be critical to a child’s development.

  • Telemedicine helps your employees be more proactive about their health and wellness by giving them access to the right professionals on their schedule and on their terms. And our modular platform allows you to pick and choose which virtual care solutions are best for your employees, providing you with the most flexible platform in the industry.

 

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